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How to reduce mortgage stress

Keys to de-stressing a mortgage “Don’t sail out farther than you can row back.” This Danish saying is sound advice for anyone thinking of borrowing to buy a home. According to a paper1 for the Centre of Policy Development and University of Canberra, Australians have a tendency to be over-confident in our ability to repay

Six new opportunities for FY 2018/19

Six new opportunities for FY 2018/19 New rules have recently created potential opportunities to consider for the 2018/19 financial year. 1.     Buying your first home? From 1 July this year, eligible first home buyers can withdraw voluntary contributions made after 1 July 2017 to their superannuation fund to purchase a first home under the First


Budgeting: Working out your income and expenditure Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it’s the crux of sound – and sustainable – financial management. In this article, we look at how to ‘do the numbers’. Give me the main points